Third-Party Debt Order
Secure your debt through legal action
A Third-Party Debt Order is a powerful legal tool that allows you to freeze funds in a debtor's bank account to recover outstanding payments. If a debtor has failed to satisfy a County Court Judgment (CCJ) and refuses to pay, this method provides a direct route to secure the funds from their bank. Our Third-Party Debt Order service ensures a thorough, legally compliant process, helping you recover what is owed efficiently and effectively.
This legal instrument enables you to enforce a CCJ by freezing the tenant’s bank account, facilitating repayment of the total arrears owed. Precise knowledge of the debtor’s account activity is essential, as only funds present at the time of the freeze will be included. Upon instruction, we will prepare all necessary documentation and engage our legal team to submit the court application. The court will issue an interim order and set a hearing date. Once the order is served to the debtor’s bank, the bank must disclose the available balance and confirm the funds are frozen. At the hearing, a final order will be secured, leading to the release of funds, which will be transferred to you to settle the outstanding debt.
Third-Party Debt Order Service
If you’re struggling to recover a debt and have obtained a County Court Judgment, contact us today to initiate the Third-Party Debt Order process. Secure your funds and resolve outstanding debts with this swift and legal solution.
What is the Third-Party Debt Order Service?
A Third-Party Debt Order allows you to freeze and recover funds directly from a debtor’s bank account to satisfy a County Court Judgment (CCJ). Once the court grants an interim order, the debtor's bank is required to freeze the funds up to the amount owed. After the court's final decision, the funds are transferred to you. This service is particularly useful when the debtor has sufficient funds but refuses to pay voluntarily. We handle the entire process, including preparing the application, managing the court proceedings, and representing you at the hearing to ensure a successful recovery of your debt.
How It Works
- Assessment of Eligibility: We first review your case to confirm that a County Court Judgment (CCJ) has been obtained against the debtor, which is necessary to apply for a Third-Party Debt Order.
- Filing the Application: Once you instruct us, our legal team prepares and files the court application, detailing the debtor's financial situation and the outstanding debt.
- Issuance of Interim Order: The court issues an interim order, temporarily freezing the debtor’s bank account to prevent the withdrawal of funds.
- Notification to the Bank: The debtor's bank is legally obliged to reveal the balance in the account and confirm that the required amount has been frozen.
- Hearing Date Set: A hearing is scheduled, usually within a few weeks, where the court will decide whether to grant a final order for the release of the funds.
- Final Order and Payment: If the court grants a final order at the hearing, the frozen funds are released and transferred to you, settling the debt.
Why Choose Us?
- Legal Expertise: Our experienced legal team specialises in debt recovery, ensuring that your Third-Party Debt Order application is handled professionally and efficiently.
- Comprehensive Service: From filing the application to representing you at the court hearing, we manage every step of the process, giving you peace of mind.
- Swift and Effective: Third-Party Debt Orders offer a direct route to recovering funds from unwilling debtors, making it one of the most efficient methods for enforcing a County Court Judgment.
- Clear Communication: We keep you updated throughout the process, ensuring you understand every stage of your case and what to expect next.
- Cost-Effective Solution: Our service provides a practical and cost-effective way to enforce a County Court Judgment, minimising the need for prolonged litigation.
FAQs
A Third-Party Debt Order is ideal if you have a County Court Judgment (CCJ) against a debtor who has sufficient funds in their bank account but has refused to make payments.
After filing the application, the court usually issues an interim order within a few weeks. The final hearing is typically scheduled within 4-6 weeks after the interim order.
If the debtor’s account has insufficient funds when the order is served, only the available balance will be frozen. Additional funds deposited after the account is frozen will not be included.
Yes, a CCJ must be obtained before you can apply for a Third-Party Debt Order. If you have not yet secured a judgment, we can assist with that process.
Our fees are transparent and competitive. Additional court fees may apply based on the complexity of your case, but we provide a full breakdown of costs before proceeding.
The more details you can provide, the better. Essential information includes the debtor’s full name, previous address, and any known contact details to help us in the search.
Customer Testimonial
At Helpland, we are dedicated to providing exceptional service and ensuring your peace of mind. As a small business, we understand the significant impact of customer reviews. To help you feel confident in choosing us as your service provider, we have shared some of the feedback from our satisfied customers.
We assessed our legal providers a year ago and discovered Helpland for section 8 and 21 notices. We've partnered with them ever since and wholeheartedly endorse their services.
